My approach to investing
sets me apart...
My specialty lies in helping you leverage your primary residence to build wealth. I work with everyday homebuyers like you to grow a smart real estate portfolio that supports long-term success.
Real estate investing doesn’t have to feel cold or numbers-driven—it can be a meaningful, intentional journey that aligns with your lifestyle goals and vision. I partner closely with clients to brainstorm creative ways to maximize each purchase. Whether it's your first home or part of a broader investment strategy, I’m here to help you unlock new potential and make informed choices that fuel your dreams.
“Ninety percent of all millionaires become so through owning real estate.”
Andrew Carnegie
Heres some of my favorite
Investment strategies
House Hacking:
This approach involves using your primary residence as an investment property. You can rent out individual rooms, parking spots, office space, or storage.
I prefer to keep my living space private, so I look for properties where I can rent separate spaces. The possibilities are endless, limited only by your creativity.
- Diverse renting options
- Build equity faster
- Multiple income streams
Unlock Your Home's Earning Potential
Live-in "Flip":
Ideal for those looking to maximize equity quickly, this strategy involves improving a property while you’re living in it. By staying in your home for at least two years, you can avoid paying capital gains tax and use that extra equity for your next home.
Some people plan to repeat this process every couple of years or until they find a home they just can’t imagine leaving. Some of my favorite properties are a result of this method because as a home owner you’ve lived in and loved your home and you get to know that best ways to optimize the space.
- Build equity quickly
- Avoid capital gains tax
- Maximize space and functionality
Ready to have your home be an equity builder?
Buy and Hold:
This strategy focuses on long-term wealth building. Instead of selling your properties, you plan to hold onto them. Once you move, you rent out the property, and the rental income covers the expense of maintaining your old home.
Rather than using your home equity for your next purchase, you’ll have to save up for a new down payment but this approach allows you to acquire investment properties without needing a hefty 20% down payment.
- Build long-term wealth
- Rental income
- No large down payment needed
Ready to explore homes that truly fit your goals?
See what my clients say...
"Erin made our home-buying process in Sacramento smooth and less intimidating."
Cristina L
"Erin was by far the best realtor I've worked with. She stuck with me through a difficult market."
Hank B
"I've been consistently blown away by Erin's service, professionalism, and insights."
Ren G
Rest Assured
I'll be there every Step of the way
From...
Understanding Your Unique Market
We'll review real-time insights into your niche market, helping to set clear timelines, pricing, and expectations—so you’re fully informed and set up for success every step of the way.
to...
Strategic
Negotiations
When it’s time to invest, I’ll be there to protect your interests every step of the way, conducting thorough market analysis and collaborating with your team, giving you the confidence to make an informed decisions .
and...
Managing your contingencies
I’ll closely manage contract timelines and conduct thorough due diligence throughout the process, addressing any issues that may arise and taking proactive steps to safeguard both your deposit and investment.
and beyond...
I'm not going anywhere
You’ll gain access to exclusive client resources to help maximize your equity, and I’ll continue to be available when questions arise and to advise you on future real estate decisions!
FAQs
Absolutely! With strategies like house hacking and live-in flips, you can leverage rental income or increased equity for your next purchase without a hefty down payment.
Look for homes with separate spaces, like a basement apartment or a property with multiple bedrooms that you can rent. Flexibility is key. I will help with this!
For live-in flips, at least two years to maximize tax benefits. For rental properties, staying long-term builds wealth through consistent income and equity growth.
Consider maintenance, taxes, insurance, and potential vacancy periods. But with the right property, rental income can more than cover these costs.
Start with one or two properties, and as you get comfortable, scale. You can hire property management if you don’t want to deal with day-to-day tasks.
No problem! You can rent it out and continue to build equity without the pressure of selling. Your property can become part of your long-term investment portfolio.
Homes with Erin Gruber
Helping homeowners make smart, strategic decisions to maximize their investment and love where they live.
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